Best Free Robo - Advisors

Robo-advisors offer a cost-effective solution for investors seeking simplified investment management. These automated platforms use algorithms to create investment portfolios based on user-provided risk tolerance and goals. Some robo-advisors, like Schwab Intelligent Portfolios, Fidelity Go, Interactive Advisors, SoFi Automated Investing, and Ally Invest Robo Portfolios, do not charge an annual management fee. Schwab and Fidelity Go provide free basic tiers with portfolio management and tax-loss harvesting for a minimum asset threshold. Interactive Advisors offers a free self-managed portfolio with a capped annual fee, while SoFi Automated Investing and Ally Invest Robo Portfolios have no management fees but may have fund fees ranging from 0.03% to 0.35%. Schwab Intelligent Portfolios requires a $50,000 minimum for tax-loss harvesting and offers fund fees between 0.02% and 0.19%. Fidelity Go is free for assets up to $25,000, with a 0.35% annual fee for higher amounts. Interactive Advisors charges a 0.20% annual fee for managed portfolios, with fund fees capped at 0.75%. SoFi Automated Investing has total costs around 0.10% annually, and Ally Invest Robo Portfolios charges a 0.30% annual fee for fully invested portfolios. Investors should consider these options and conduct independent research before making investment decisions, as past performance does not guarantee future results.

Source: bankrate.com
Published on 2024-09-20